Monday, May 14, 2007

Insurance game

Last week my wife went through a minor surgery. Prior to that, we asked the hospital to apply for expense claims from the insurance company of our membership. Hospital requested for 25k. Insurance company approved 12k for the particular surgery.

The hospital refused to use that claim as that would be setting a sample for future claims. Hence they suggested us to go for cash payment. (For cash payment they charge 10k). We had to go for that option due to lack of time to hunt another hospital.

Wondering if there was an alternate way to handle this situation.

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